melissa: paul, thanks for explaining that. good stuff. >>> on "money", mayor bloomberg is not slowing down. he wants cigarettes to disappear from the naked eye. it may bring more legal trouble ahead. oh, we have the details. you can never have too much nanny bloomberg, right? ♪ . ♪ melissa: it is time for a little fun withspare change." we are joined with our al all-sr team. all right, we're beginning march madness, so in case you have trouble making your picks for the tournament, university of cincinnati offers of course a bracket-ology. what can you possibly learn that has any real value? this is the problem with higher education. >> if i were in college and i signed up for this class, my mother would have me by the ear and say i am not paying $75,000 for you to take a course in bracketology. it is almost statistically impossible to pick a bracket perfectly. even if you take this class, you will not dot. melissa: if you have that on your list, you should be banned from working anywhere. >> i hope it has some statistical